Call reports 2017
CAROLINA TRUST BANK — 2017
What CAROLINA TRUST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 382,385,000 | 390,129,000 | 400,291,000 | 406,579,000 |
| Total loans | 311,609,000 | 324,349,000 | 340,038,000 | 348,679,000 |
| Allowance for loan losses | 3,471,000 | 3,213,000 | 3,423,000 | 3,599,000 |
| Securities available for sale | 26,861,000 | 29,516,000 | 28,333,000 | 31,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,778,000 | 331,237,000 | 338,033,000 | 340,916,000 |
| Interest-bearing deposits | 279,294,000 | 286,449,000 | 290,669,000 | 291,454,000 |
| Noninterest-bearing deposits | 44,484,000 | 44,788,000 | 47,364,000 | 49,462,000 |
| Equity capital | 38,251,000 | 38,490,000 | 38,681,000 | 38,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,078,000 | 8,343,000 | 12,777,000 | 17,449,000 |
| Interest expense | 633,000 | 1,291,000 | 1,995,000 | 2,720,000 |
| Net interest income | 3,445,000 | 7,052,000 | 10,782,000 | 14,729,000 |
| Noninterest income | 280,000 | 413,000 | 781,000 | 1,156,000 |
| Noninterest expense | 2,949,000 | 6,039,000 | 9,015,000 | 12,035,000 |
| Provision for loan losses | 151,000 | 215,000 | 555,000 | 704,000 |
| Pretax income | 625,000 | 1,211,000 | 1,993,000 | 3,146,000 |
| Income tax | 212,000 | 404,000 | 663,000 | 1,976,000 |
| Net income | 413,000 | 807,000 | 1,330,000 | 1,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,140,000 | 37,564,000 | 37,488,000 | 37,321,000 |
| Total capital | 40,628,000 | 40,800,000 | 40,934,000 | 40,948,000 |
| Risk-weighted assets | 330,857,000 | 344,914,000 | 363,644,000 | 369,495,000 |