Call reports 2013
CAROLINA TRUST BANK — 2013
What CAROLINA TRUST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 275,600,000 | 265,554,000 | 268,555,000 | 266,435,000 |
| Total loans | 215,984,000 | 216,054,000 | 222,594,000 | 223,891,000 |
| Allowance for loan losses | 4,836,000 | 4,060,000 | 3,985,000 | 4,066,000 |
| Securities available for sale | 26,879,000 | 25,425,000 | 25,645,000 | 24,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,589,000 | 232,621,000 | 232,978,000 | 228,885,000 |
| Interest-bearing deposits | 221,673,000 | 212,657,000 | 211,852,000 | 208,303,000 |
| Noninterest-bearing deposits | 18,916,000 | 19,964,000 | 21,126,000 | 20,582,000 |
| Equity capital | 24,871,000 | 22,523,000 | 22,973,000 | 22,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,095,000 | 6,258,000 | 9,545,000 | 12,815,000 |
| Interest expense | 588,000 | 1,126,000 | 1,647,000 | 2,140,000 |
| Net interest income | 2,507,000 | 5,132,000 | 7,898,000 | 10,675,000 |
| Noninterest income | 86,000 | -867,000 | -802,000 | -1,076,000 |
| Noninterest expense | 2,103,000 | 4,383,000 | 6,565,000 | 8,762,000 |
| Provision for loan losses | 413,000 | 1,248,000 | 1,648,000 | 2,285,000 |
| Pretax income | 77,000 | -1,366,000 | -1,117,000 | -1,448,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 77,000 | -1,366,000 | -1,117,000 | -1,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,122,000 | 22,125,000 | 22,515,000 | 21,976,000 |
| Total capital | 26,942,000 | 24,962,000 | 25,390,000 | 24,870,000 |
| Risk-weighted assets | 223,556,000 | 225,710,000 | 228,845,000 | 230,288,000 |