Call reports 2012
CAROLINA TRUST BANK — 2012
What CAROLINA TRUST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 276,437,000 | 283,829,000 | 283,164,000 | 271,051,000 |
| Total loans | 217,875,000 | 223,356,000 | 223,717,000 | 221,480,000 |
| Allowance for loan losses | 4,417,000 | 4,534,000 | 4,383,000 | 4,773,000 |
| Securities available for sale | 26,665,000 | 27,371,000 | 26,767,000 | 24,534,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,924,000 | 239,883,000 | 241,140,000 | 233,861,000 |
| Interest-bearing deposits | 214,853,000 | 221,373,000 | 221,515,000 | 217,382,000 |
| Noninterest-bearing deposits | 17,071,000 | 18,510,000 | 19,625,000 | 16,479,000 |
| Equity capital | 26,566,000 | 27,004,000 | 26,977,000 | 24,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,299,000 | 6,638,000 | 10,012,000 | 13,337,000 |
| Interest expense | 791,000 | 1,533,000 | 2,228,000 | 2,876,000 |
| Net interest income | 2,508,000 | 5,105,000 | 7,784,000 | 10,461,000 |
| Noninterest income | 202,000 | 425,000 | 454,000 | 8,000 |
| Noninterest expense | 1,902,000 | 3,877,000 | 6,085,000 | 7,885,000 |
| Provision for loan losses | 224,000 | 695,000 | 1,267,000 | 2,367,000 |
| Pretax income | 584,000 | 958,000 | 886,000 | 217,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 584,000 | 958,000 | 886,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,699,000 | 26,066,000 | 26,005,000 | 24,121,000 |
| Total capital | 28,548,000 | 28,995,000 | 28,937,000 | 26,990,000 |
| Risk-weighted assets | 226,355,000 | 232,726,000 | 233,103,000 | 227,582,000 |