Call reports 2011
CAROLINA TRUST BANK — 2011
What CAROLINA TRUST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 276,951,000 | 277,392,000 | 270,089,000 | 266,162,000 |
| Total loans | 200,810,000 | 206,241,000 | 204,471,000 | 209,900,000 |
| Allowance for loan losses | 3,755,000 | 3,962,000 | 3,909,000 | 4,366,000 |
| Securities available for sale | 29,508,000 | 30,612,000 | 31,708,000 | 28,206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,252,000 | 233,229,000 | 226,860,000 | 224,206,000 |
| Interest-bearing deposits | 217,786,000 | 217,140,000 | 209,928,000 | 207,833,000 |
| Noninterest-bearing deposits | 14,466,000 | 16,089,000 | 16,932,000 | 16,373,000 |
| Equity capital | 27,250,000 | 26,781,000 | 27,414,000 | 26,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,231,000 | 6,485,000 | 9,780,000 | 13,019,000 |
| Interest expense | 1,108,000 | 2,180,000 | 3,200,000 | 4,055,000 |
| Net interest income | 2,123,000 | 4,305,000 | 6,580,000 | 8,964,000 |
| Noninterest income | 66,000 | 213,000 | 334,000 | -620,000 |
| Noninterest expense | 2,030,000 | 3,854,000 | 5,753,000 | 7,725,000 |
| Provision for loan losses | 551,000 | 1,778,000 | 1,894,000 | 2,729,000 |
| Pretax income | -392,000 | -1,114,000 | -733,000 | -2,110,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -392,000 | -1,114,000 | -733,000 | -2,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,785,000 | 26,049,000 | 26,468,000 | 25,129,000 |
| Total capital | 29,442,000 | 28,790,000 | 29,187,000 | 27,883,000 |
| Risk-weighted assets | 211,429,000 | 217,935,000 | 216,341,000 | 218,712,000 |