Call reports 2010
CAROLINA TRUST BANK — 2010
What CAROLINA TRUST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 274,670,000 | 274,503,000 | 268,905,000 | 267,885,000 |
| Total loans | 216,825,000 | 213,015,000 | 211,462,000 | 204,103,000 |
| Allowance for loan losses | 2,995,000 | 3,206,000 | 3,516,000 | 3,850,000 |
| Securities available for sale | 21,031,000 | 22,120,000 | 19,591,000 | 26,942,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 232,510,000 | 231,816,000 | 226,721,000 | 227,663,000 |
| Interest-bearing deposits | 218,493,000 | 217,900,000 | 213,122,000 | 213,747,000 |
| Noninterest-bearing deposits | 14,017,000 | 13,916,000 | 13,599,000 | 13,916,000 |
| Equity capital | 22,402,000 | 22,978,000 | 22,617,000 | 22,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,693,000 | 7,297,000 | 10,864,000 | 14,272,000 |
| Interest expense | 1,192,000 | 2,370,000 | 3,502,000 | 4,613,000 |
| Net interest income | 2,501,000 | 4,927,000 | 7,362,000 | 9,659,000 |
| Noninterest income | 312,000 | 567,000 | 481,000 | 378,000 |
| Noninterest expense | 1,847,000 | 3,769,000 | 5,297,000 | 7,133,000 |
| Provision for loan losses | 514,000 | 789,000 | 1,912,000 | 2,683,000 |
| Pretax income | 452,000 | 936,000 | 634,000 | 221,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 452,000 | 936,000 | 634,000 | 221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,685,000 | 22,160,000 | 21,849,000 | 22,333,000 |
| Total capital | 24,546,000 | 24,966,000 | 24,610,000 | 25,010,000 |
| Risk-weighted assets | 228,803,000 | 224,096,000 | 220,160,000 | 213,041,000 |