Call reports 2009
CAROLINA TRUST BANK — 2009
What CAROLINA TRUST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 171,631,000 | 171,420,000 | 175,310,000 | 268,967,000 |
| Total loans | 145,624,000 | 146,805,000 | 147,704,000 | 219,543,000 |
| Allowance for loan losses | 2,466,000 | 2,716,000 | 2,322,000 | 3,213,000 |
| Securities available for sale | 5,569,000 | 6,640,000 | 7,675,000 | 21,994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,240,000 | 135,187,000 | 139,661,000 | 225,853,000 |
| Interest-bearing deposits | 126,250,000 | 125,211,000 | 129,514,000 | 212,954,000 |
| Noninterest-bearing deposits | 8,991,000 | 9,976,000 | 10,146,000 | 12,899,000 |
| Equity capital | 20,142,000 | 19,910,000 | 19,111,000 | 21,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,148,000 | 4,325,000 | 6,577,000 | 10,237,000 |
| Interest expense | 1,052,000 | 2,077,000 | 3,091,000 | 4,333,000 |
| Net interest income | 1,096,000 | 2,248,000 | 3,486,000 | 5,904,000 |
| Noninterest income | 254,000 | 468,000 | 669,000 | 923,000 |
| Noninterest expense | 1,325,000 | 2,728,000 | 4,206,000 | 7,368,000 |
| Provision for loan losses | 24,000 | 282,000 | 955,000 | 1,888,000 |
| Pretax income | 1,000 | -294,000 | -1,006,000 | -2,429,000 |
| Income tax | 0 | -129,000 | 0 | 0 |
| Net income | 1,000 | -165,000 | -1,006,000 | -2,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,112,000 | 19,906,000 | 19,026,000 | 21,535,000 |
| Total capital | 22,078,000 | 21,873,000 | 21,006,000 | 24,438,000 |
| Risk-weighted assets | 156,791,000 | 157,224,000 | 158,019,000 | 231,793,000 |