Call reports 2007
CAROLINA TRUST BANK — 2007
What CAROLINA TRUST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 116,477,000 | 117,441,000 | 127,383,000 | 136,815,000 |
| Total loans | 98,509,000 | 105,073,000 | 113,967,000 | 121,797,000 |
| Allowance for loan losses | 1,278,000 | 1,283,000 | 1,327,000 | 1,416,000 |
| Securities available for sale | 4,086,000 | 4,813,000 | 4,782,000 | 4,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,261,000 | 94,010,000 | 101,385,000 | 107,425,000 |
| Interest-bearing deposits | 81,553,000 | 82,239,000 | 89,983,000 | 96,299,000 |
| Noninterest-bearing deposits | 11,708,000 | 11,771,000 | 11,402,000 | 11,126,000 |
| Equity capital | 15,543,000 | 15,900,000 | 16,261,000 | 16,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,270,000 | 4,610,000 | 7,066,000 | 9,587,000 |
| Interest expense | 894,000 | 1,788,000 | 2,793,000 | 3,884,000 |
| Net interest income | 1,376,000 | 2,822,000 | 4,273,000 | 5,703,000 |
| Noninterest income | 195,000 | 417,000 | 629,000 | 854,000 |
| Noninterest expense | 1,076,000 | 2,230,000 | 3,471,000 | 4,749,000 |
| Provision for loan losses | 4,000 | 15,000 | 68,000 | 157,000 |
| Pretax income | 491,000 | 994,000 | 1,363,000 | 1,651,000 |
| Income tax | 182,000 | 378,000 | 521,000 | 628,000 |
| Net income | 309,000 | 616,000 | 842,000 | 1,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,317,000 | 15,717,000 | 16,036,000 | 16,291,000 |
| Total capital | 16,595,000 | 17,000,000 | 17,363,000 | 17,707,000 |
| Risk-weighted assets | 104,527,000 | 112,144,000 | 121,130,000 | 130,233,000 |