Call reports 2006
CAROLINA TRUST BANK — 2006
What CAROLINA TRUST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 108,287,000 | 111,758,000 | 112,295,000 | 116,714,000 |
| Total loans | 97,018,000 | 99,760,000 | 93,503,000 | 96,604,000 |
| Allowance for loan losses | 1,211,000 | 1,261,000 | 1,300,000 | 1,266,000 |
| Securities available for sale | 3,859,000 | 4,576,000 | 4,495,000 | 4,336,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,935,000 | 89,552,000 | 89,823,000 | 93,950,000 |
| Interest-bearing deposits | 76,260,000 | 77,478,000 | 78,367,000 | 82,458,000 |
| Noninterest-bearing deposits | 10,675,000 | 12,074,000 | 11,456,000 | 11,492,000 |
| Equity capital | 13,840,000 | 14,337,000 | 14,831,000 | 15,212,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,076,000 | 4,344,000 | 6,678,000 | 8,995,000 |
| Interest expense | 680,000 | 1,438,000 | 2,267,000 | 3,148,000 |
| Net interest income | 1,396,000 | 2,906,000 | 4,411,000 | 5,847,000 |
| Noninterest income | 168,000 | 334,000 | 503,000 | 670,000 |
| Noninterest expense | 958,000 | 1,883,000 | 2,771,000 | 3,834,000 |
| Provision for loan losses | 40,000 | 92,000 | 152,000 | 199,000 |
| Pretax income | 566,000 | 1,265,000 | 1,991,000 | 2,484,000 |
| Income tax | 215,000 | 475,000 | 751,000 | 908,000 |
| Net income | 351,000 | 790,000 | 1,240,000 | 1,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,653,000 | 14,158,000 | 14,623,000 | 14,992,000 |
| Total capital | 14,823,000 | 15,359,000 | 15,780,000 | 16,250,000 |
| Risk-weighted assets | 93,592,000 | 96,019,000 | 92,435,000 | 100,640,000 |