Call reports 2001
CAROLINA TRUST BANK — 2001
What CAROLINA TRUST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 15,771,000 | 20,637,000 | 25,566,000 | 27,035,000 |
| Total loans | 2,982,000 | 8,867,000 | 14,487,000 | 19,229,000 |
| Allowance for loan losses | 37,000 | 111,000 | 181,000 | 240,000 |
| Securities available for sale | 1,000,000 | 1,005,000 | 1,010,000 | 1,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,040,000 | 13,129,000 | 18,244,000 | 19,783,000 |
| Interest-bearing deposits | 7,374,000 | 11,452,000 | 16,670,000 | 17,286,000 |
| Noninterest-bearing deposits | 666,000 | 1,677,000 | 1,574,000 | 2,497,000 |
| Equity capital | 6,976,000 | 6,735,000 | 6,536,000 | 6,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 178,000 | 442,000 | 777,000 | 1,143,000 |
| Interest expense | 74,000 | 202,000 | 377,000 | 554,000 |
| Net interest income | 98,000 | 240,000 | 400,000 | 589,000 |
| Noninterest income | 2,000 | 18,000 | 50,000 | 99,000 |
| Noninterest expense | 275,000 | 597,000 | 919,000 | 1,238,000 |
| Provision for loan losses | 35,000 | 109,000 | 181,000 | 241,000 |
| Pretax income | -204,000 | -448,000 | -650,000 | -791,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -204,000 | -448,000 | -650,000 | -791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,976,000 | 6,732,000 | 6,530,000 | 6,388,000 |
| Total capital | 7,013,000 | 6,843,000 | 6,711,000 | 6,628,000 |
| Risk-weighted assets | 6,388,000 | 11,605,000 | 16,408,000 | 19,900,000 |