Call reports 2016
FARMERS STATE BANK, THE — 2016
What FARMERS STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 73,695,000 | 73,595,000 | 72,782,000 | 71,773,000 |
| Total loans | 51,576,000 | 53,995,000 | 53,732,000 | 54,773,000 |
| Allowance for loan losses | 578,000 | 595,000 | 411,000 | 430,000 |
| Securities available for sale | 8,772,000 | 9,567,000 | 9,061,000 | 9,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,413,000 | 61,225,000 | 60,423,000 | 61,599,000 |
| Interest-bearing deposits | 51,070,000 | 52,141,000 | 51,034,000 | 50,336,000 |
| Noninterest-bearing deposits | 9,342,000 | 9,084,000 | 9,389,000 | 11,263,000 |
| Equity capital | 6,144,000 | 6,205,000 | 6,185,000 | 6,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 716,000 | 1,451,000 | 2,192,000 | 2,932,000 |
| Interest expense | 87,000 | 176,000 | 263,000 | 351,000 |
| Net interest income | 629,000 | 1,275,000 | 1,929,000 | 2,581,000 |
| Noninterest income | 87,000 | 218,000 | 312,000 | 407,000 |
| Noninterest expense | 628,000 | 1,344,000 | 2,059,000 | 2,787,000 |
| Provision for loan losses | 15,000 | 30,000 | 109,000 | 119,000 |
| Pretax income | 73,000 | 119,000 | 73,000 | 82,000 |
| Income tax | 21,000 | 33,000 | 14,000 | 6,000 |
| Net income | 52,000 | 86,000 | 59,000 | 76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,851,000 | 5,819,000 | 5,839,000 | 5,846,000 |
| Total capital | 6,410,000 | 6,405,000 | 6,250,000 | 6,276,000 |
| Risk-weighted assets | 44,575,000 | 46,568,000 | 47,242,000 | 47,175,000 |