Call reports 2015
FARMERS STATE BANK, THE — 2015
What FARMERS STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 69,858,000 | 69,962,000 | 68,077,000 | 70,465,000 |
| Total loans | 50,175,000 | 53,947,000 | 54,985,000 | 54,154,000 |
| Allowance for loan losses | 707,000 | 694,000 | 929,000 | 560,000 |
| Securities available for sale | 12,676,000 | 9,012,000 | 8,785,000 | 8,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,652,000 | 56,766,000 | 55,009,000 | 57,356,000 |
| Interest-bearing deposits | 48,222,000 | 48,081,000 | 46,750,000 | 48,021,000 |
| Noninterest-bearing deposits | 9,430,000 | 8,685,000 | 8,258,000 | 9,335,000 |
| Equity capital | 6,097,000 | 6,051,000 | 5,982,000 | 6,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 714,000 | 1,467,000 | 2,218,000 | 2,947,000 |
| Interest expense | 72,000 | 142,000 | 214,000 | 291,000 |
| Net interest income | 642,000 | 1,325,000 | 2,004,000 | 2,656,000 |
| Noninterest income | 92,000 | 189,000 | 292,000 | 388,000 |
| Noninterest expense | 724,000 | 1,500,000 | 2,201,000 | 2,876,000 |
| Provision for loan losses | 15,000 | 30,000 | 265,000 | 230,000 |
| Pretax income | -5,000 | -2,000 | -156,000 | -48,000 |
| Income tax | -7,000 | -4,000 | -47,000 | -15,000 |
| Net income | 2,000 | 2,000 | -109,000 | -33,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,928,000 | 5,890,000 | 5,779,000 | 5,891,000 |
| Total capital | 6,464,000 | 6,461,000 | 6,368,000 | 6,451,000 |
| Risk-weighted assets | 42,726,000 | 45,404,000 | 46,648,000 | 46,391,000 |