Call reports 2014
FARMERS STATE BANK, THE — 2014
What FARMERS STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 70,662,000 | 70,420,000 | 69,121,000 | 69,409,000 |
| Total loans | 46,229,000 | 45,515,000 | 47,047,000 | 48,474,000 |
| Allowance for loan losses | 626,000 | 641,000 | 659,000 | 689,000 |
| Securities available for sale | 14,106,000 | 14,436,000 | 15,569,000 | 13,965,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,678,000 | 58,426,000 | 57,051,000 | 57,288,000 |
| Interest-bearing deposits | 47,224,000 | 48,283,000 | 48,530,000 | 48,220,000 |
| Noninterest-bearing deposits | 11,454,000 | 10,143,000 | 8,521,000 | 9,068,000 |
| Equity capital | 5,883,000 | 5,901,000 | 5,836,000 | 6,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 664,000 | 1,325,000 | 2,000,000 | 2,717,000 |
| Interest expense | 80,000 | 156,000 | 229,000 | 304,000 |
| Net interest income | 584,000 | 1,169,000 | 1,771,000 | 2,413,000 |
| Noninterest income | 83,000 | 167,000 | 274,000 | 374,000 |
| Noninterest expense | 622,000 | 1,269,000 | 2,000,000 | 2,633,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 30,000 | 37,000 | 0 | 95,000 |
| Income tax | 2,000 | 4,000 | -3,000 | 15,000 |
| Net income | 28,000 | 33,000 | 3,000 | 80,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,872,000 | 5,877,000 | 5,865,000 | 6,154,000 |
| Total capital | 6,383,000 | 6,367,000 | 6,378,000 | 6,666,000 |
| Risk-weighted assets | 40,751,000 | 40,331,000 | 42,134,000 | 42,333,000 |