Call reports 2013
FARMERS STATE BANK, THE — 2013
What FARMERS STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 72,407,000 | 68,419,000 | 67,211,000 | 70,349,000 |
| Total loans | 42,833,000 | 44,478,000 | 45,710,000 | 46,843,000 |
| Allowance for loan losses | 673,000 | 674,000 | 704,000 | 685,000 |
| Securities available for sale | 22,378,000 | 17,350,000 | 16,115,000 | 14,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,406,000 | 56,466,000 | 55,311,000 | 58,412,000 |
| Interest-bearing deposits | 49,890,000 | 47,562,000 | 46,110,000 | 48,203,000 |
| Noninterest-bearing deposits | 10,516,000 | 8,904,000 | 9,201,000 | 10,209,000 |
| Equity capital | 5,908,000 | 5,884,000 | 5,735,000 | 5,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 656,000 | 1,293,000 | 1,977,000 | 2,650,000 |
| Interest expense | 91,000 | 179,000 | 265,000 | 348,000 |
| Net interest income | 565,000 | 1,114,000 | 1,712,000 | 2,302,000 |
| Noninterest income | 72,000 | 169,000 | 262,000 | 352,000 |
| Noninterest expense | 519,000 | 1,101,000 | 1,737,000 | 2,419,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 25,000 |
| Pretax income | 118,000 | 196,000 | 226,000 | 224,000 |
| Income tax | 45,000 | 65,000 | 61,000 | 48,000 |
| Net income | 73,000 | 131,000 | 165,000 | 176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,971,000 | 6,029,000 | 6,024,000 | 6,076,000 |
| Total capital | 6,458,000 | 6,516,000 | 6,530,000 | 6,591,000 |
| Risk-weighted assets | 39,946,000 | 39,795,000 | 41,121,000 | 41,058,000 |