Call reports 2012
FARMERS STATE BANK, THE — 2012
What FARMERS STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 69,530,000 | 66,512,000 | 63,223,000 | 70,480,000 |
| Total loans | 43,173,000 | 44,144,000 | 45,107,000 | 44,955,000 |
| Allowance for loan losses | 635,000 | 653,000 | 751,000 | 697,000 |
| Securities available for sale | 19,345,000 | 12,596,000 | 12,425,000 | 17,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,882,000 | 56,875,000 | 55,921,000 | 58,523,000 |
| Interest-bearing deposits | 50,093,000 | 48,735,000 | 46,652,000 | 47,295,000 |
| Noninterest-bearing deposits | 9,789,000 | 8,140,000 | 9,269,000 | 11,228,000 |
| Equity capital | 6,557,000 | 6,541,000 | 6,203,000 | 5,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 704,000 | 1,413,000 | 2,100,000 | 2,778,000 |
| Interest expense | 147,000 | 284,000 | 413,000 | 509,000 |
| Net interest income | 557,000 | 1,129,000 | 1,687,000 | 2,269,000 |
| Noninterest income | 73,000 | 152,000 | 242,000 | 326,000 |
| Noninterest expense | 470,000 | 1,056,000 | 1,590,000 | 2,233,000 |
| Provision for loan losses | 250,000 | 330,000 | 840,000 | 1,320,000 |
| Pretax income | -80,000 | -6,000 | -402,000 | -859,000 |
| Income tax | -20,000 | -6,000 | -3,000 | -195,000 |
| Net income | -60,000 | 0 | -399,000 | -664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,542,000 | 6,561,000 | 6,163,000 | 5,898,000 |
| Total capital | 7,030,000 | 7,033,000 | 6,649,000 | 6,406,000 |
| Risk-weighted assets | 38,921,000 | 38,436,000 | 38,617,000 | 40,500,000 |