Call reports 2011
FARMERS STATE BANK, THE — 2011
What FARMERS STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 67,187,000 | 68,163,000 | 68,179,000 | 66,679,000 |
| Total loans | 42,717,000 | 43,241,000 | 43,380,000 | 42,689,000 |
| Allowance for loan losses | 377,000 | 433,000 | 488,000 | 576,000 |
| Securities available for sale | 6,611,000 | 6,629,000 | 12,399,000 | 17,633,000 |
| Securities held to maturity | 10,466,000 | 11,076,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,985,000 | 56,413,000 | 56,294,000 | 56,916,000 |
| Interest-bearing deposits | 47,342,000 | 49,756,000 | 48,919,000 | 48,696,000 |
| Noninterest-bearing deposits | 7,643,000 | 6,657,000 | 7,375,000 | 8,220,000 |
| Equity capital | 6,521,000 | 6,497,000 | 6,583,000 | 6,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 756,000 | 1,491,000 | 2,254,000 | 2,993,000 |
| Interest expense | 208,000 | 413,000 | 612,000 | 790,000 |
| Net interest income | 548,000 | 1,078,000 | 1,642,000 | 2,203,000 |
| Noninterest income | 63,000 | 137,000 | 230,000 | 310,000 |
| Noninterest expense | 542,000 | 1,087,000 | 1,629,000 | 2,228,000 |
| Provision for loan losses | 50,000 | 125,000 | 530,000 | 605,000 |
| Pretax income | 19,000 | 3,000 | -205,000 | 33,000 |
| Income tax | 5,000 | -3,000 | -12,000 | -152,000 |
| Net income | 14,000 | 6,000 | -193,000 | 185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,511,000 | 6,465,000 | 6,266,000 | 6,602,000 |
| Total capital | 6,888,000 | 6,898,000 | 6,754,000 | 7,072,000 |
| Risk-weighted assets | 39,665,000 | 41,173,000 | 40,614,000 | 38,398,000 |