Call reports 2010
FARMERS STATE BANK, THE — 2010
What FARMERS STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 64,976,000 | 64,276,000 | 68,420,000 | 65,442,000 |
| Total loans | 45,064,000 | 45,240,000 | 45,537,000 | 43,687,000 |
| Allowance for loan losses | 376,000 | 393,000 | 491,000 | 341,000 |
| Securities available for sale | 0 | 4,130,000 | 5,717,000 | 6,620,000 |
| Securities held to maturity | 8,918,000 | 8,909,000 | 9,524,000 | 10,474,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,580,000 | 51,868,000 | 56,134,000 | 52,196,000 |
| Interest-bearing deposits | 46,503,000 | 45,700,000 | 50,009,000 | 45,267,000 |
| Noninterest-bearing deposits | 6,077,000 | 6,168,000 | 6,125,000 | 6,929,000 |
| Equity capital | 6,476,000 | 6,494,000 | 6,493,000 | 6,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 772,000 | 1,569,000 | 2,354,000 | 3,122,000 |
| Interest expense | 274,000 | 528,000 | 767,000 | 991,000 |
| Net interest income | 498,000 | 1,041,000 | 1,587,000 | 2,131,000 |
| Noninterest income | 53,000 | 109,000 | 173,000 | 245,000 |
| Noninterest expense | 491,000 | 991,000 | 1,513,000 | 2,089,000 |
| Provision for loan losses | 0 | 27,000 | 163,000 | 248,000 |
| Pretax income | 60,000 | 132,000 | 84,000 | 39,000 |
| Income tax | 5,000 | 19,000 | 24,000 | -116,000 |
| Net income | 55,000 | 113,000 | 60,000 | 155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,476,000 | 6,494,000 | 6,441,000 | 6,496,000 |
| Total capital | 6,852,000 | 6,887,000 | 6,932,000 | 6,837,000 |
| Risk-weighted assets | 39,947,000 | 39,547,000 | 40,941,000 | 39,678,000 |