Call reports 2009
FARMERS STATE BANK, THE — 2009
What FARMERS STATE BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 62,591,000 | 64,486,000 | 64,776,000 | 62,203,000 |
| Total loans | 44,520,000 | 45,522,000 | 45,535,000 | 44,999,000 |
| Allowance for loan losses | 487,000 | 484,000 | 469,000 | 380,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,649,000 | 7,496,000 | 7,872,000 | 9,362,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,161,000 | 50,118,000 | 50,580,000 | 49,808,000 |
| Interest-bearing deposits | 41,323,000 | 43,765,000 | 45,012,000 | 43,455,000 |
| Noninterest-bearing deposits | 6,838,000 | 6,353,000 | 5,568,000 | 6,353,000 |
| Equity capital | 6,454,000 | 6,431,000 | 6,442,000 | 6,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 761,000 | 1,527,000 | 2,360,000 | 3,133,000 |
| Interest expense | 327,000 | 653,000 | 984,000 | 1,288,000 |
| Net interest income | 434,000 | 874,000 | 1,376,000 | 1,845,000 |
| Noninterest income | 79,000 | 145,000 | 161,000 | 213,000 |
| Noninterest expense | 454,000 | 948,000 | 1,458,000 | 1,960,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 59,000 | 71,000 | 79,000 | 98,000 |
| Income tax | 6,000 | 1,000 | -2,000 | -2,000 |
| Net income | 53,000 | 70,000 | 81,000 | 100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,454,000 | 6,431,000 | 6,442,000 | 6,421,000 |
| Total capital | 6,939,000 | 6,915,000 | 6,911,000 | 6,801,000 |
| Risk-weighted assets | 38,804,000 | 48,452,000 | 41,200,000 | 39,552,000 |