Call reports 2007
FARMERS STATE BANK, THE — 2007
What FARMERS STATE BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 57,959,000 | 57,464,000 | 57,288,000 | 57,579,000 |
| Total loans | 43,589,000 | 43,764,000 | 43,547,000 | 42,982,000 |
| Allowance for loan losses | 650,000 | 580,000 | 503,000 | 500,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,583,000 | 2,583,000 | 4,062,000 | 4,162,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,893,000 | 40,477,000 | 40,467,000 | 41,759,000 |
| Interest-bearing deposits | 35,390,000 | 35,158,000 | 35,423,000 | 36,440,000 |
| Noninterest-bearing deposits | 5,503,000 | 5,319,000 | 5,044,000 | 5,319,000 |
| Equity capital | 6,100,000 | 6,118,000 | 6,159,000 | 6,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 854,000 | 1,724,000 | 2,606,000 | 3,497,000 |
| Interest expense | 375,000 | 772,000 | 1,183,000 | 1,584,000 |
| Net interest income | 479,000 | 952,000 | 1,423,000 | 1,913,000 |
| Noninterest income | 68,000 | 121,000 | 203,000 | 291,000 |
| Noninterest expense | 446,000 | 896,000 | 1,372,000 | 1,846,000 |
| Provision for loan losses | 0 | 0 | 24,000 | 24,000 |
| Pretax income | 101,000 | 177,000 | 230,000 | 334,000 |
| Income tax | 35,000 | 54,000 | 65,000 | 99,000 |
| Net income | 66,000 | 123,000 | 165,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,100,000 | 6,118,000 | 6,159,000 | 6,189,000 |
| Total capital | 6,545,000 | 6,562,000 | 6,612,000 | 6,639,000 |
| Risk-weighted assets | 36,149,000 | 36,095,000 | 36,189,000 | 35,989,000 |