Call reports 2006
FARMERS STATE BANK, THE — 2006
What FARMERS STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 55,136,000 | 53,707,000 | 53,519,000 | 57,705,000 |
| Total loans | 46,612,000 | 45,053,000 | 43,767,000 | 44,816,000 |
| Allowance for loan losses | 629,000 | 422,000 | 537,000 | 661,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,544,000 | 2,544,000 | 2,184,000 | 2,184,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,175,000 | 35,824,000 | 35,898,000 | 40,691,000 |
| Interest-bearing deposits | 31,637,000 | 20,516,000 | 30,399,000 | 34,894,000 |
| Noninterest-bearing deposits | 5,539,000 | 15,308,000 | 5,499,000 | 5,797,000 |
| Equity capital | 6,045,000 | 6,095,000 | 6,051,000 | 6,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 788,000 | 1,589,000 | 2,395,000 | 3,224,000 |
| Interest expense | 287,000 | 600,000 | 933,000 | 1,296,000 |
| Net interest income | 501,000 | 989,000 | 1,462,000 | 1,928,000 |
| Noninterest income | 71,000 | 146,000 | 226,000 | 317,000 |
| Noninterest expense | 387,000 | 795,000 | 1,240,000 | 1,696,000 |
| Provision for loan losses | 51,000 | 71,000 | 186,000 | 356,000 |
| Pretax income | 134,000 | 269,000 | 262,000 | 193,000 |
| Income tax | 47,000 | 92,000 | 129,000 | 37,000 |
| Net income | 87,000 | 177,000 | 133,000 | 156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,045,000 | 6,095,000 | 6,051,000 | 6,034,000 |
| Total capital | 6,504,000 | 6,517,000 | 6,493,000 | 6,495,000 |
| Risk-weighted assets | 36,673,000 | 36,544,000 | 35,270,000 | 37,422,000 |