Call reports 2005
FARMERS STATE BANK, THE — 2005
What FARMERS STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 51,958,000 | 52,649,000 | 54,743,000 | 55,376,000 |
| Total loans | 42,639,000 | 43,659,000 | 46,155,000 | 47,017,000 |
| Allowance for loan losses | 360,000 | 390,000 | 608,000 | 631,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,268,000 | 4,269,000 | 3,769,000 | 3,770,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,029,000 | 36,892,000 | 37,241,000 | 37,424,000 |
| Interest-bearing deposits | 30,520,000 | 31,295,000 | 31,454,000 | 31,620,000 |
| Noninterest-bearing deposits | 5,509,000 | 5,597,000 | 5,787,000 | 5,804,000 |
| Equity capital | 5,959,000 | 5,947,000 | 5,898,000 | 5,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 701,000 | 1,408,000 | 2,140,000 | 2,926,000 |
| Interest expense | 223,000 | 468,000 | 727,000 | 1,010,000 |
| Net interest income | 478,000 | 940,000 | 1,413,000 | 1,916,000 |
| Noninterest income | 46,000 | 136,000 | 207,000 | 287,000 |
| Noninterest expense | 357,000 | 713,000 | 1,102,000 | 1,497,000 |
| Provision for loan losses | 15,000 | 185,000 | 425,000 | 450,000 |
| Pretax income | 152,000 | 178,000 | 93,000 | 256,000 |
| Income tax | 52,000 | 50,000 | 14,000 | 77,000 |
| Net income | 100,000 | 128,000 | 79,000 | 179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,959,000 | 5,947,000 | 5,898,000 | 5,958,000 |
| Total capital | 6,319,000 | 6,337,000 | 6,362,000 | 6,422,000 |
| Risk-weighted assets | 34,294,000 | 34,299,000 | 37,103,000 | 37,058,000 |