Call reports 2004
FARMERS STATE BANK, THE — 2004
What FARMERS STATE BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 48,838,000 | 49,712,000 | 50,339,000 | 53,072,000 |
| Total loans | 37,978,000 | 40,013,000 | 41,431,000 | 42,837,000 |
| Allowance for loan losses | 307,000 | 301,000 | 347,000 | 348,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,653,000 | 6,146,000 | 5,149,000 | 5,153,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,313,000 | 35,194,000 | 35,843,000 | 37,215,000 |
| Interest-bearing deposits | 30,997,000 | 29,511,000 | 30,456,000 | 31,242,000 |
| Noninterest-bearing deposits | 5,315,000 | 5,683,000 | 5,387,000 | 5,973,000 |
| Equity capital | 5,644,000 | 5,720,000 | 5,790,000 | 5,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 620,000 | 1,274,000 | 1,940,000 | 2,645,000 |
| Interest expense | 187,000 | 372,000 | 574,000 | 786,000 |
| Net interest income | 433,000 | 902,000 | 1,366,000 | 1,859,000 |
| Noninterest income | 39,000 | 86,000 | 130,000 | 173,000 |
| Noninterest expense | 346,000 | 689,000 | 1,053,000 | 1,417,000 |
| Provision for loan losses | 55,000 | 55,000 | 102,000 | 102,000 |
| Pretax income | 71,000 | 244,000 | 341,000 | 513,000 |
| Income tax | 14,000 | 71,000 | 98,000 | 161,000 |
| Net income | 57,000 | 173,000 | 243,000 | 352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,644,000 | 5,720,000 | 5,790,000 | 5,859,000 |
| Total capital | 5,951,000 | 6,021,000 | 6,137,000 | 6,207,000 |
| Risk-weighted assets | 31,517,000 | 32,777,000 | 33,873,000 | 35,116,000 |