Call reports 2003
FARMERS STATE BANK, THE — 2003
What FARMERS STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 48,952,000 | 49,342,000 | 49,123,000 | 49,490,000 |
| Total loans | 32,675,000 | 34,780,000 | 36,899,000 | 37,762,000 |
| Allowance for loan losses | 319,000 | 319,000 | 320,000 | 323,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,307,000 | 8,305,000 | 6,803,000 | 4,300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,663,000 | 36,024,000 | 35,777,000 | 36,900,000 |
| Interest-bearing deposits | 31,014,000 | 30,389,000 | 30,143,000 | 30,934,000 |
| Noninterest-bearing deposits | 4,648,000 | 5,635,000 | 5,634,000 | 5,966,000 |
| Equity capital | 5,308,000 | 5,403,000 | 5,523,000 | 5,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,258,000 | 1,905,000 | 2,564,000 |
| Interest expense | 254,000 | 487,000 | 692,000 | 893,000 |
| Net interest income | 364,000 | 771,000 | 1,213,000 | 1,671,000 |
| Noninterest income | 48,000 | 97,000 | 143,000 | 189,000 |
| Noninterest expense | 321,000 | 646,000 | 956,000 | 1,305,000 |
| Provision for loan losses | 119,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | -28,000 | 102,000 | 280,000 | 435,000 |
| Income tax | 14,000 | 12,000 | 69,000 | 123,000 |
| Net income | -42,000 | 90,000 | 211,000 | 312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,308,000 | 5,403,000 | 5,523,000 | 5,586,000 |
| Total capital | 5,627,000 | 5,722,000 | 5,843,000 | 5,909,000 |
| Risk-weighted assets | 29,246,000 | 30,702,000 | 31,461,000 | 31,310,000 |