Call reports 2001
FARMERS STATE BANK, THE — 2001
What FARMERS STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 42,051,000 | 43,096,000 | 43,496,000 | 44,565,000 |
| Total loans | 26,025,000 | 27,492,000 | 27,605,000 | 28,100,000 |
| Allowance for loan losses | 221,000 | 226,000 | 228,000 | 289,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,934,000 | 5,583,000 | 5,275,000 | 2,973,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,706,000 | 33,761,000 | 34,197,000 | 35,526,000 |
| Interest-bearing deposits | 28,510,000 | 29,728,000 | 30,106,000 | 30,952,000 |
| Noninterest-bearing deposits | 4,196,000 | 4,033,000 | 4,091,000 | 4,574,000 |
| Equity capital | 5,253,000 | 5,289,000 | 5,347,000 | 5,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 754,000 | 1,502,000 | 2,238,000 | 2,901,000 |
| Interest expense | 366,000 | 737,000 | 1,112,000 | 1,465,000 |
| Net interest income | 388,000 | 765,000 | 1,126,000 | 1,436,000 |
| Noninterest income | 31,000 | 70,000 | 110,000 | 155,000 |
| Noninterest expense | 328,000 | 643,000 | 975,000 | 1,286,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 91,000 | 192,000 | 261,000 | 230,000 |
| Income tax | 24,000 | 51,000 | 62,000 | 34,000 |
| Net income | 67,000 | 141,000 | 199,000 | 196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,253,000 | 5,289,000 | 5,347,000 | 5,307,000 |
| Total capital | 5,474,000 | 5,515,000 | 5,575,000 | 5,596,000 |
| Risk-weighted assets | 23,826,000 | 25,429,000 | 25,639,000 | 25,754,000 |