Call reports 2001
FIRST NATIONAL BANK OF SHAMROCK, THE — 2001
What FIRST NATIONAL BANK OF SHAMROCK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 25,599,000 | 23,824,000 | 21,412,000 | 21,528,000 |
| Total loans | 9,786,000 | 9,002,000 | 8,136,000 | 7,845,000 |
| Allowance for loan losses | 242,000 | 314,000 | 313,000 | 330,000 |
| Securities available for sale | 9,796,000 | 8,012,000 | 8,287,000 | 7,667,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,987,000 | 21,281,000 | 18,852,000 | 19,126,000 |
| Interest-bearing deposits | 17,029,000 | 15,768,000 | 13,169,000 | 13,406,000 |
| Noninterest-bearing deposits | 5,958,000 | 5,513,000 | 5,683,000 | 5,720,000 |
| Equity capital | 2,378,000 | 2,291,000 | 2,355,000 | 2,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 459,000 | 867,000 | 1,219,000 | 1,527,000 |
| Interest expense | 226,000 | 419,000 | 575,000 | 702,000 |
| Net interest income | 233,000 | 448,000 | 644,000 | 825,000 |
| Noninterest income | 42,000 | 83,000 | 134,000 | 172,000 |
| Noninterest expense | 235,000 | 456,000 | 674,000 | 895,000 |
| Provision for loan losses | 8,000 | 88,000 | 136,000 | 151,000 |
| Pretax income | 32,000 | 4,000 | -15,000 | -32,000 |
| Income tax | 0 | 0 | 0 | -23,000 |
| Net income | 32,000 | 4,000 | -15,000 | -9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,290,000 | 2,262,000 | 2,243,000 | 2,249,000 |
| Total capital | 2,446,000 | 2,409,000 | 2,375,000 | 2,379,000 |
| Risk-weighted assets | 12,408,000 | 11,605,000 | 10,383,000 | 10,110,000 |