Call reports 2026
HERITAGE BANK, INC. — 2026
What HERITAGE BANK, INC. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,004,124,000 | 1,993,366,000 |
| Total loans | 1,272,602,000 | 1,238,781,000 |
| Allowance for loan losses | 14,672,000 | 14,635,000 |
| Securities available for sale | 421,872,000 | 430,940,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 1,844,106,000 | 1,825,441,000 |
| Interest-bearing deposits | 1,478,413,000 | 1,443,530,000 |
| Noninterest-bearing deposits | 365,693,000 | 381,911,000 |
| Equity capital | 136,436,000 | 144,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 26,342,000 | 52,263,000 |
| Interest expense | 9,565,000 | 18,336,000 |
| Net interest income | 16,777,000 | 33,927,000 |
| Noninterest income | 3,780,000 | 7,930,000 |
| Noninterest expense | 12,927,000 | 26,713,000 |
| Provision for loan losses | 975,000 | 1,158,000 |
| Pretax income | 6,389,000 | 13,077,000 |
| Income tax | 1,278,000 | 2,580,000 |
| Net income | 5,111,000 | 10,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 175,743,000 | 180,429,000 |
| Total capital | 192,093,000 | 197,384,000 |
| Risk-weighted assets | 1,528,460,000 | 1,521,736,000 |