Call reports 2019
HERITAGE BANK, INC. — 2019
What HERITAGE BANK, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 868,146,000 | 897,995,000 | 922,395,000 | 975,651,000 |
| Total loans | 627,788,000 | 639,062,000 | 654,750,000 | 674,856,000 |
| Allowance for loan losses | 7,535,000 | 7,747,000 | 7,989,000 | 7,906,000 |
| Securities available for sale | 133,579,000 | 138,637,000 | 143,996,000 | 149,382,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 759,897,000 | 787,561,000 | 806,926,000 | 854,189,000 |
| Interest-bearing deposits | 565,509,000 | 549,303,000 | 558,714,000 | 643,137,000 |
| Noninterest-bearing deposits | 194,388,000 | 238,258,000 | 248,212,000 | 211,052,000 |
| Equity capital | 79,372,000 | 82,904,000 | 85,835,000 | 86,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 9,497,000 | 19,273,000 | 29,394,000 | 39,758,000 |
| Interest expense | 1,877,000 | 3,822,000 | 5,707,000 | 7,726,000 |
| Net interest income | 7,620,000 | 15,451,000 | 23,687,000 | 32,032,000 |
| Noninterest income | 1,503,000 | 2,681,000 | 3,929,000 | 5,650,000 |
| Noninterest expense | 6,321,000 | 12,711,000 | 19,136,000 | 25,944,000 |
| Provision for loan losses | 310,000 | 545,000 | 810,000 | 820,000 |
| Pretax income | 2,492,000 | 4,581,000 | 7,375,000 | 10,625,000 |
| Income tax | 346,000 | 664,000 | 995,000 | 1,335,000 |
| Net income | 2,146,000 | 3,917,000 | 6,380,000 | 9,290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,312,000 | 81,091,000 | 83,558,000 | 84,502,000 |
| Total capital | 86,847,000 | 88,838,000 | 91,547,000 | 92,408,000 |
| Risk-weighted assets | 708,760,000 | 737,900,000 | 759,523,000 | 786,596,000 |