Call report 2008Q4
HERITAGE BANK, INC. — 2008Q4
The 22 measures HERITAGE BANK, INC. reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 353,237,000 | USD | evidence → |
| Total loans | 288,270,000 | USD | evidence → |
| Allowance for loan losses | 3,188,000 | USD | evidence → |
| Securities available for sale | 33,925,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 299,076,000 | USD | evidence → |
| Interest-bearing deposits | 268,005,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,071,000 | USD | evidence → |
| Equity capital | 30,335,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,841,000 | USD | evidence → |
| Interest expense | 9,331,000 | USD | evidence → |
| Net interest income | 12,510,000 | USD | evidence → |
| Noninterest income | 1,819,000 | USD | evidence → |
| Noninterest expense | 7,839,000 | USD | evidence → |
| Provision for loan losses | 1,045,000 | USD | evidence → |
| Pretax income | 5,457,000 | USD | evidence → |
| Income tax | 1,849,000 | USD | evidence → |
| Net income | 3,608,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,074,000 | USD | evidence → |
| Total capital | 33,262,000 | USD | evidence → |
| Risk-weighted assets | 289,031,000 | USD | evidence → |