Call report 2007Q4
HERITAGE BANK, INC. — 2007Q4
The 22 measures HERITAGE BANK, INC. reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 324,237,000 | USD | evidence → |
| Total loans | 256,795,000 | USD | evidence → |
| Allowance for loan losses | 2,955,000 | USD | evidence → |
| Securities available for sale | 46,429,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 274,360,000 | USD | evidence → |
| Interest-bearing deposits | 242,137,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,223,000 | USD | evidence → |
| Equity capital | 27,321,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,660,000 | USD | evidence → |
| Interest expense | 10,903,000 | USD | evidence → |
| Net interest income | 11,757,000 | USD | evidence → |
| Noninterest income | 1,812,000 | USD | evidence → |
| Noninterest expense | 6,814,000 | USD | evidence → |
| Provision for loan losses | 500,000 | USD | evidence → |
| Pretax income | 6,256,000 | USD | evidence → |
| Income tax | 2,105,000 | USD | evidence → |
| Net income | 4,151,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,010,000 | USD | evidence → |
| Total capital | 29,965,000 | USD | evidence → |
| Risk-weighted assets | 265,564,000 | USD | evidence → |