Call report 2005Q4
HERITAGE BANK, INC. — 2005Q4
The 22 measures HERITAGE BANK, INC. reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 277,296,000 | USD | evidence → |
| Total loans | 222,544,000 | USD | evidence → |
| Allowance for loan losses | 2,780,000 | USD | evidence → |
| Securities available for sale | 38,460,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 232,425,000 | USD | evidence → |
| Interest-bearing deposits | 203,578,000 | USD | evidence → |
| Noninterest-bearing deposits | 28,847,000 | USD | evidence → |
| Equity capital | 21,735,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,038,000 | USD | evidence → |
| Interest expense | 5,900,000 | USD | evidence → |
| Net interest income | 10,138,000 | USD | evidence → |
| Noninterest income | 1,699,000 | USD | evidence → |
| Noninterest expense | 5,963,000 | USD | evidence → |
| Provision for loan losses | 819,000 | USD | evidence → |
| Pretax income | 5,055,000 | USD | evidence → |
| Income tax | 1,702,000 | USD | evidence → |
| Net income | 3,353,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 21,899,000 | USD | evidence → |
| Total capital | 24,679,000 | USD | evidence → |
| Risk-weighted assets | 225,245,000 | USD | evidence → |