Call report 2003Q4
HERITAGE BANK, INC. — 2003Q4
The 22 measures HERITAGE BANK, INC. reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 231,869,000 | USD | evidence → |
| Total loans | 187,461,000 | USD | evidence → |
| Allowance for loan losses | 2,374,000 | USD | evidence → |
| Securities available for sale | 29,037,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 192,512,000 | USD | evidence → |
| Interest-bearing deposits | 166,601,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,911,000 | USD | evidence → |
| Equity capital | 17,255,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,791,000 | USD | evidence → |
| Interest expense | 3,850,000 | USD | evidence → |
| Net interest income | 7,941,000 | USD | evidence → |
| Noninterest income | 1,418,000 | USD | evidence → |
| Noninterest expense | 4,892,000 | USD | evidence → |
| Provision for loan losses | 540,000 | USD | evidence → |
| Pretax income | 3,932,000 | USD | evidence → |
| Income tax | 1,329,000 | USD | evidence → |
| Net income | 2,603,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,137,000 | USD | evidence → |
| Total capital | 19,454,000 | USD | evidence → |
| Risk-weighted assets | 185,327,000 | USD | evidence → |