Call report 2002Q4
HERITAGE BANK, INC. — 2002Q4
The 22 measures HERITAGE BANK, INC. reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 205,098,000 | USD | evidence → |
| Total loans | 161,230,000 | USD | evidence → |
| Allowance for loan losses | 1,623,000 | USD | evidence → |
| Securities available for sale | 26,008,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 175,873,000 | USD | evidence → |
| Interest-bearing deposits | 157,245,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,628,000 | USD | evidence → |
| Equity capital | 14,979,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,737,000 | USD | evidence → |
| Interest expense | 5,025,000 | USD | evidence → |
| Net interest income | 6,712,000 | USD | evidence → |
| Noninterest income | 1,231,000 | USD | evidence → |
| Noninterest expense | 4,176,000 | USD | evidence → |
| Provision for loan losses | 1,230,000 | USD | evidence → |
| Pretax income | 2,553,000 | USD | evidence → |
| Income tax | 851,000 | USD | evidence → |
| Net income | 1,702,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,829,000 | USD | evidence → |
| Total capital | 16,452,000 | USD | evidence → |
| Risk-weighted assets | 162,255,000 | USD | evidence → |