Call reports 2016
COASTWAY COMMUNITY BANK — 2016
What COASTWAY COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 562,092,000 | 594,812,000 | 632,457,000 | 645,972,000 |
| Total loans | 506,064,000 | 530,185,000 | 555,154,000 | 550,865,000 |
| Allowance for loan losses | 2,283,000 | 2,374,000 | 2,456,000 | 2,493,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,132,000 | 390,716,000 | 399,444,000 | 456,737,000 |
| Interest-bearing deposits | 258,149,000 | 280,654,000 | 283,705,000 | 337,333,000 |
| Noninterest-bearing deposits | 119,983,000 | 110,062,000 | 115,739,000 | 119,404,000 |
| Equity capital | 54,192,000 | 55,222,000 | 56,486,000 | 57,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,971,000 | 10,102,000 | 15,539,000 | 21,041,000 |
| Interest expense | 662,000 | 1,349,000 | 2,090,000 | 2,936,000 |
| Net interest income | 4,309,000 | 8,753,000 | 13,449,000 | 18,105,000 |
| Noninterest income | 1,690,000 | 3,761,000 | 6,107,000 | 7,784,000 |
| Noninterest expense | 4,803,000 | 9,604,000 | 14,632,000 | 19,640,000 |
| Provision for loan losses | 109,000 | 254,000 | 343,000 | 475,000 |
| Pretax income | 1,087,000 | 2,656,000 | 4,581,000 | 5,774,000 |
| Income tax | 433,000 | 1,058,000 | 1,806,000 | 2,283,000 |
| Net income | 654,000 | 1,598,000 | 2,775,000 | 3,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,813,000 | 54,867,000 | 56,174,000 | 57,229,000 |
| Total capital | 56,096,000 | 57,241,000 | 58,630,000 | 59,722,000 |
| Risk-weighted assets | 415,360,000 | 437,344,000 | 451,665,000 | 446,602,000 |