Call reports 2026
MAINSTREET COMMUNITY BANK OF FLORIDA — 2026
What MAINSTREET COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 947,978,000 | 953,357,000 |
| Total loans | 694,616,000 | 732,674,000 |
| Allowance for loan losses | 8,828,000 | 8,912,000 |
| Securities available for sale | 143,356,000 | 136,219,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 859,597,000 | 863,243,000 |
| Interest-bearing deposits | 621,158,000 | 627,148,000 |
| Noninterest-bearing deposits | 238,439,000 | 236,095,000 |
| Equity capital | 80,691,000 | 83,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 11,857,000 | 24,433,000 |
| Interest expense | 3,750,000 | 7,607,000 |
| Net interest income | 8,107,000 | 16,826,000 |
| Noninterest income | 1,233,000 | 2,483,000 |
| Noninterest expense | 5,870,000 | 11,956,000 |
| Provision for loan losses | 693,000 | 742,000 |
| Pretax income | 2,777,000 | 6,611,000 |
| Income tax | 680,000 | 1,627,000 |
| Net income | 2,097,000 | 4,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 87,631,000 | 90,483,000 |