Call reports 2023
MAINSTREET COMMUNITY BANK OF FLORIDA — 2023
What MAINSTREET COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 765,869,000 | 782,172,000 | 791,380,000 | 774,020,000 |
| Total loans | 486,019,000 | 485,726,000 | 491,721,000 | 504,970,000 |
| Allowance for loan losses | 5,946,000 | 5,953,000 | 5,990,000 | 6,029,000 |
| Securities available for sale | 211,822,000 | 202,265,000 | 195,900,000 | 193,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 700,080,000 | 717,638,000 | 727,292,000 | 712,268,000 |
| Interest-bearing deposits | 435,889,000 | 459,732,000 | 466,842,000 | 478,545,000 |
| Noninterest-bearing deposits | 264,191,000 | 257,906,000 | 260,450,000 | 233,723,000 |
| Equity capital | 60,587,000 | 58,701,000 | 58,571,000 | 55,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,397,000 | 15,436,000 | 23,866,000 | 32,478,000 |
| Interest expense | 1,463,000 | 3,644,000 | 6,081,000 | 8,660,000 |
| Net interest income | 5,934,000 | 11,792,000 | 17,785,000 | 23,818,000 |
| Noninterest income | 639,000 | 1,230,000 | 1,848,000 | 2,463,000 |
| Noninterest expense | 4,332,000 | 8,654,000 | 12,855,000 | 17,426,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 30,000 |
| Pretax income | 2,252,000 | 4,379,000 | 6,759,000 | 8,836,000 |
| Income tax | 551,000 | 1,075,000 | 1,659,000 | 2,168,000 |
| Net income | 1,701,000 | 3,304,000 | 5,100,000 | 6,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,426,000 | 77,029,000 | 79,017,000 | 70,674,000 |