Call reports 2022
MAINSTREET COMMUNITY BANK OF FLORIDA — 2022
What MAINSTREET COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 770,263,000 | 804,904,000 | 784,913,000 | 747,614,000 |
| Total loans | 444,996,000 | 446,286,000 | 449,496,000 | 466,969,000 |
| Allowance for loan losses | 6,569,000 | 6,656,000 | 6,664,000 | 6,721,000 |
| Securities available for sale | 191,410,000 | 195,078,000 | 219,124,000 | 217,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 705,963,000 | 744,164,000 | 724,675,000 | 687,689,000 |
| Interest-bearing deposits | 421,063,000 | 437,495,000 | 442,106,000 | 405,306,000 |
| Noninterest-bearing deposits | 284,900,000 | 306,669,000 | 282,569,000 | 282,383,000 |
| Equity capital | 57,526,000 | 54,037,000 | 53,028,000 | 55,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,548,000 | 11,512,000 | 18,224,000 | 25,773,000 |
| Interest expense | 174,000 | 337,000 | 491,000 | 705,000 |
| Net interest income | 5,374,000 | 11,175,000 | 17,733,000 | 25,068,000 |
| Noninterest income | 814,000 | 1,530,000 | 2,126,000 | 2,686,000 |
| Noninterest expense | 4,149,000 | 8,198,000 | 12,249,000 | 16,532,000 |
| Provision for loan losses | 183,000 | 271,000 | 279,000 | 541,000 |
| Pretax income | 1,856,000 | 4,236,000 | 7,331,000 | 10,681,000 |
| Income tax | 452,000 | 953,000 | 1,736,000 | 2,566,000 |
| Net income | 1,404,000 | 3,283,000 | 5,595,000 | 8,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,435,000 | 69,315,000 | 71,627,000 | 74,147,000 |
| Total capital | — | — | 78,291,000 | — |
| Risk-weighted assets | — | — | 557,340,000 | — |