Call reports 2021
MAINSTREET COMMUNITY BANK OF FLORIDA — 2021
What MAINSTREET COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 713,407,000 | 740,152,000 | 770,166,000 | 769,519,000 |
| Total loans | 470,726,000 | 460,447,000 | 430,529,000 | 443,952,000 |
| Allowance for loan losses | 6,313,000 | 6,355,000 | 6,319,000 | 6,373,000 |
| Securities available for sale | 143,806,000 | 159,871,000 | 181,515,000 | 195,580,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 651,791,000 | 672,363,000 | 699,540,000 | 698,843,000 |
| Interest-bearing deposits | 435,580,000 | 435,927,000 | 439,679,000 | 427,579,000 |
| Noninterest-bearing deposits | 216,211,000 | 236,436,000 | 259,861,000 | 271,264,000 |
| Equity capital | 54,978,000 | 61,436,000 | 63,720,000 | 63,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,701,000 | 11,496,000 | 17,424,000 | 23,147,000 |
| Interest expense | 376,000 | 663,000 | 900,000 | 1,100,000 |
| Net interest income | 5,325,000 | 10,833,000 | 16,524,000 | 22,047,000 |
| Noninterest income | 967,000 | 1,808,000 | 2,563,000 | 3,249,000 |
| Noninterest expense | 3,663,000 | 7,770,000 | 11,769,000 | 15,932,000 |
| Provision for loan losses | 75,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 2,556,000 | 4,753,000 | 7,200,000 | 9,246,000 |
| Income tax | 616,000 | 1,142,000 | 1,723,000 | 2,116,000 |
| Net income | 1,940,000 | 3,611,000 | 5,477,000 | 7,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,874,000 | 62,071,000 | 64,379,000 | 66,032,000 |