Call reports 2019
MAINSTREET COMMUNITY BANK OF FLORIDA — 2019
What MAINSTREET COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 426,964,000 | 435,394,000 | 464,756,000 | 488,367,000 |
| Total loans | 340,308,000 | 343,059,000 | 351,069,000 | 360,076,000 |
| Allowance for loan losses | 4,413,000 | 4,674,000 | 4,858,000 | 4,869,000 |
| Securities available for sale | 42,710,000 | 40,240,000 | 40,026,000 | 49,530,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,601,000 | 392,858,000 | 421,082,000 | 441,620,000 |
| Interest-bearing deposits | 261,631,000 | 261,892,000 | 287,299,000 | 307,531,000 |
| Noninterest-bearing deposits | 124,970,000 | 130,966,000 | 133,783,000 | 134,089,000 |
| Equity capital | 35,465,000 | 37,067,000 | 38,087,000 | 41,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,662,000 | 9,540,000 | 14,606,000 | 19,729,000 |
| Interest expense | 413,000 | 889,000 | 1,497,000 | 2,186,000 |
| Net interest income | 4,249,000 | 8,651,000 | 13,109,000 | 17,543,000 |
| Noninterest income | 509,000 | 1,007,000 | 1,556,000 | 2,086,000 |
| Noninterest expense | 2,999,000 | 6,112,000 | 9,420,000 | 13,110,000 |
| Provision for loan losses | 250,000 | 500,000 | 666,000 | 666,000 |
| Pretax income | 1,512,000 | 3,050,000 | 4,580,000 | 5,854,000 |
| Income tax | -1,021,000 | -645,000 | -313,000 | 23,000 |
| Net income | 2,533,000 | 3,695,000 | 4,893,000 | 5,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,637,000 | 36,847,000 | 37,795,000 | 41,068,000 |
| Total capital | 40,050,000 | 41,521,000 | 42,653,000 | 45,937,000 |
| Risk-weighted assets | 369,009,000 | 376,530,000 | 389,739,000 | 408,036,000 |