Call reports 2018
MAINSTREET COMMUNITY BANK OF FLORIDA — 2018
What MAINSTREET COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 379,094,000 | 399,762,000 | 395,439,000 | 411,222,000 |
| Total loans | 276,570,000 | 289,767,000 | 297,772,000 | 310,896,000 |
| Allowance for loan losses | 3,880,000 | 3,890,000 | 3,989,000 | 4,104,000 |
| Securities available for sale | 50,663,000 | 54,517,000 | 51,401,000 | 51,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,595,000 | 368,052,000 | 362,447,000 | 373,901,000 |
| Interest-bearing deposits | 235,804,000 | 247,093,000 | 244,686,000 | 254,056,000 |
| Noninterest-bearing deposits | 112,791,000 | 120,959,000 | 117,761,000 | 119,845,000 |
| Equity capital | 29,076,000 | 29,905,000 | 31,107,000 | 32,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,716,000 | 7,665,000 | 11,830,000 | 16,153,000 |
| Interest expense | 195,000 | 411,000 | 695,000 | 1,013,000 |
| Net interest income | 3,521,000 | 7,254,000 | 11,135,000 | 15,140,000 |
| Noninterest income | 394,000 | 889,000 | 1,416,000 | 1,832,000 |
| Noninterest expense | 2,802,000 | 5,702,000 | 8,536,000 | 11,498,000 |
| Provision for loan losses | 0 | 0 | 135,000 | 240,000 |
| Pretax income | 1,113,000 | 2,441,000 | 3,877,000 | 5,231,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,113,000 | 2,441,000 | 3,877,000 | 5,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,098,000 | 31,048,000 | 32,505,000 | 33,082,000 |
| Total capital | 33,934,000 | 34,938,000 | 36,494,000 | 37,186,000 |
| Risk-weighted assets | 306,801,000 | 324,128,000 | 335,373,000 | 345,687,000 |