Call reports 2017
MAINSTREET COMMUNITY BANK OF FLORIDA — 2017
What MAINSTREET COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 340,522,000 | 355,327,000 | 355,024,000 | 360,311,000 |
| Total loans | 241,684,000 | 249,286,000 | 259,286,000 | 271,043,000 |
| Allowance for loan losses | 3,303,000 | 3,523,000 | 3,681,000 | 3,851,000 |
| Securities available for sale | 55,617,000 | 55,160,000 | 53,932,000 | 52,273,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,205,000 | 325,532,000 | 324,655,000 | 329,684,000 |
| Interest-bearing deposits | 224,932,000 | 229,178,000 | 229,371,000 | 226,270,000 |
| Noninterest-bearing deposits | 87,273,000 | 96,354,000 | 95,284,000 | 103,414,000 |
| Equity capital | 27,211,000 | 28,407,000 | 28,875,000 | 28,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,167,000 | 6,560,000 | 10,069,000 | 13,703,000 |
| Interest expense | 195,000 | 395,000 | 598,000 | 793,000 |
| Net interest income | 2,972,000 | 6,165,000 | 9,471,000 | 12,910,000 |
| Noninterest income | 392,000 | 869,000 | 1,344,000 | 1,788,000 |
| Noninterest expense | 2,604,000 | 5,287,000 | 8,011,000 | 10,819,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 800,000 |
| Pretax income | 543,000 | 1,305,000 | 2,137,000 | 3,087,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 543,000 | 1,305,000 | 2,137,000 | 3,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,489,000 | 28,082,000 | 28,693,000 | 29,324,000 |
| Total capital | 30,763,000 | 31,548,000 | 32,250,000 | 33,041,000 |
| Risk-weighted assets | 261,956,000 | 277,303,000 | 284,357,000 | 297,283,000 |