Call reports 2015
MAINSTREET COMMUNITY BANK OF FLORIDA — 2015
What MAINSTREET COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 252,792,000 | 260,551,000 | 268,950,000 | 270,974,000 |
| Total loans | 182,373,000 | 182,639,000 | 188,572,000 | 181,695,000 |
| Allowance for loan losses | 2,749,000 | 2,869,000 | 2,924,000 | 2,817,000 |
| Securities available for sale | 38,497,000 | 38,680,000 | 43,778,000 | 55,700,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,182,000 | 234,626,000 | 242,070,000 | 243,938,000 |
| Interest-bearing deposits | 169,305,000 | 175,051,000 | 183,982,000 | 180,878,000 |
| Noninterest-bearing deposits | 54,877,000 | 59,575,000 | 58,088,000 | 63,060,000 |
| Equity capital | 24,864,000 | 24,873,000 | 25,694,000 | 25,851,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,465,000 | 4,994,000 | 7,568,000 | 10,203,000 |
| Interest expense | 176,000 | 357,000 | 538,000 | 718,000 |
| Net interest income | 2,289,000 | 4,637,000 | 7,030,000 | 9,485,000 |
| Noninterest income | 412,000 | 884,000 | 1,324,000 | 1,792,000 |
| Noninterest expense | 1,838,000 | 3,919,000 | 6,070,000 | 8,296,000 |
| Provision for loan losses | 45,000 | 165,000 | 205,000 | 205,000 |
| Pretax income | 856,000 | 1,475,000 | 2,117,000 | 2,814,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 856,000 | 1,475,000 | 2,117,000 | 2,814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,570,000 | 24,978,000 | 25,451,000 | 25,919,000 |
| Total capital | 27,083,000 | 27,516,000 | 28,051,000 | 28,455,000 |
| Risk-weighted assets | 200,804,000 | 202,776,000 | 207,700,000 | 202,658,000 |