Call reports 2014
MAINSTREET COMMUNITY BANK OF FLORIDA — 2014
What MAINSTREET COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 240,358,000 | 249,322,000 | 247,736,000 | 246,934,000 |
| Total loans | 173,048,000 | 173,147,000 | 181,067,000 | 183,043,000 |
| Allowance for loan losses | 3,551,000 | 3,600,000 | 3,380,000 | 2,946,000 |
| Securities available for sale | 43,805,000 | 40,666,000 | 40,580,000 | 39,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,728,000 | 219,358,000 | 218,078,000 | 219,369,000 |
| Interest-bearing deposits | 169,536,000 | 172,907,000 | 170,943,000 | 168,933,000 |
| Noninterest-bearing deposits | 42,192,000 | 46,451,000 | 47,135,000 | 50,436,000 |
| Equity capital | 22,806,000 | 23,001,000 | 23,429,000 | 23,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,466,000 | 4,965,000 | 7,509,000 | 10,086,000 |
| Interest expense | 200,000 | 396,000 | 590,000 | 775,000 |
| Net interest income | 2,266,000 | 4,569,000 | 6,919,000 | 9,311,000 |
| Noninterest income | 305,000 | 609,000 | 972,000 | 1,354,000 |
| Noninterest expense | 1,675,000 | 3,442,000 | 5,231,000 | 7,022,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 903,000 | 1,751,000 | 2,689,000 | 3,621,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 903,000 | 1,751,000 | 2,689,000 | 3,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,384,000 | 23,225,000 | 23,687,000 | 24,082,000 |
| Total capital | 26,012,000 | 26,015,000 | 26,445,000 | 26,816,000 |
| Risk-weighted assets | 209,351,000 | 222,372,000 | 220,007,000 | 218,558,000 |