Call reports 2013
MAINSTREET COMMUNITY BANK OF FLORIDA — 2013
What MAINSTREET COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 224,536,000 | 231,397,000 | 230,111,000 | 237,330,000 |
| Total loans | 148,034,000 | 147,997,000 | 151,976,000 | 167,985,000 |
| Allowance for loan losses | 4,094,000 | 3,960,000 | 3,723,000 | 3,607,000 |
| Securities available for sale | 47,110,000 | 50,794,000 | 49,488,000 | 47,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,690,000 | 207,096,000 | 208,226,000 | 209,878,000 |
| Interest-bearing deposits | 156,759,000 | 158,915,000 | 162,423,000 | 166,389,000 |
| Noninterest-bearing deposits | 42,931,000 | 48,181,000 | 45,803,000 | 43,489,000 |
| Equity capital | 21,134,000 | 20,502,000 | 20,982,000 | 21,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,198,000 | 4,446,000 | 6,715,000 | 9,092,000 |
| Interest expense | 269,000 | 526,000 | 757,000 | 964,000 |
| Net interest income | 1,929,000 | 3,920,000 | 5,958,000 | 8,128,000 |
| Noninterest income | 345,000 | 774,000 | 1,115,000 | 1,331,000 |
| Noninterest expense | 1,681,000 | 3,505,000 | 5,273,000 | 7,176,000 |
| Provision for loan losses | 115,000 | 115,000 | 115,000 | 0 |
| Pretax income | 480,000 | 1,118,000 | 1,729,000 | 2,327,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 480,000 | 1,118,000 | 1,729,000 | 2,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,584,000 | 21,234,000 | 21,858,000 | 22,469,000 |
| Total capital | 22,851,000 | 23,595,000 | 24,216,000 | 24,943,000 |
| Risk-weighted assets | 188,778,000 | 193,941,000 | 193,093,000 | 203,059,000 |