Call reports 2012
MAINSTREET COMMUNITY BANK OF FLORIDA — 2012
What MAINSTREET COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 212,861,000 | 218,729,000 | 220,450,000 | 232,473,000 |
| Total loans | 147,497,000 | 152,307,000 | 148,128,000 | 149,222,000 |
| Allowance for loan losses | 4,425,000 | 4,364,000 | 4,341,000 | 4,001,000 |
| Securities available for sale | 37,574,000 | 39,611,000 | 43,896,000 | 46,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,669,000 | 193,691,000 | 194,315,000 | 205,952,000 |
| Interest-bearing deposits | 148,678,000 | 153,815,000 | 153,564,000 | 160,510,000 |
| Noninterest-bearing deposits | 39,991,000 | 39,876,000 | 40,751,000 | 45,442,000 |
| Equity capital | 18,491,000 | 19,304,000 | 20,288,000 | 20,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,336,000 | 4,715,000 | 7,091,000 | 9,357,000 |
| Interest expense | 349,000 | 680,000 | 997,000 | 1,290,000 |
| Net interest income | 1,987,000 | 4,035,000 | 6,094,000 | 8,067,000 |
| Noninterest income | 288,000 | 576,000 | 890,000 | 1,316,000 |
| Noninterest expense | 1,521,000 | 3,218,000 | 5,014,000 | 6,870,000 |
| Provision for loan losses | 610,000 | 760,000 | 760,000 | 760,000 |
| Pretax income | 244,000 | 733,000 | 1,310,000 | 1,853,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 244,000 | 733,000 | 1,310,000 | 1,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,446,000 | 18,947,000 | 19,537,000 | 20,091,000 |
| Total capital | 20,606,000 | 21,172,000 | 21,719,000 | 22,417,000 |
| Risk-weighted assets | 178,257,000 | 185,123,000 | 180,379,000 | 183,941,000 |