Call reports 2011
MAINSTREET COMMUNITY BANK OF FLORIDA — 2011
What MAINSTREET COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 185,995,000 | 188,439,000 | 197,930,000 | 205,412,000 |
| Total loans | 141,756,000 | 139,206,000 | 140,248,000 | 148,961,000 |
| Allowance for loan losses | 4,640,000 | 4,783,000 | 4,250,000 | 4,375,000 |
| Securities available for sale | 27,322,000 | 30,676,000 | 30,757,000 | 31,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,096,000 | 165,200,000 | 173,796,000 | 181,296,000 |
| Interest-bearing deposits | 132,653,000 | 134,036,000 | 140,398,000 | 146,917,000 |
| Noninterest-bearing deposits | 30,443,000 | 31,164,000 | 33,398,000 | 34,379,000 |
| Equity capital | 17,213,000 | 17,656,000 | 18,368,000 | 18,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,246,000 | 4,532,000 | 6,854,000 | 9,224,000 |
| Interest expense | 485,000 | 921,000 | 1,321,000 | 1,698,000 |
| Net interest income | 1,761,000 | 3,611,000 | 5,533,000 | 7,526,000 |
| Noninterest income | 300,000 | 330,000 | 622,000 | 958,000 |
| Noninterest expense | 1,570,000 | 3,050,000 | 4,647,000 | 6,328,000 |
| Provision for loan losses | 320,000 | 734,000 | 989,000 | 1,459,000 |
| Pretax income | 171,000 | 157,000 | 550,000 | 802,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 171,000 | 157,000 | 550,000 | 802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,524,000 | 17,523,000 | 17,926,000 | 18,190,000 |
| Total capital | 19,542,000 | 19,520,000 | 19,946,000 | 20,343,000 |
| Risk-weighted assets | 166,416,000 | 164,257,000 | 166,956,000 | 175,789,000 |