Call reports 2010
MAINSTREET COMMUNITY BANK OF FLORIDA — 2010
What MAINSTREET COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 175,041,000 | 182,337,000 | 181,944,000 | 186,335,000 |
| Total loans | 135,239,000 | 135,411,000 | 141,901,000 | 141,191,000 |
| Allowance for loan losses | 4,981,000 | 5,159,000 | 4,778,000 | 4,255,000 |
| Securities available for sale | 22,340,000 | 26,923,000 | 22,372,000 | 25,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,734,000 | 155,619,000 | 155,212,000 | 160,107,000 |
| Interest-bearing deposits | 123,041,000 | 129,560,000 | 129,442,000 | 131,073,000 |
| Noninterest-bearing deposits | 23,693,000 | 26,059,000 | 25,770,000 | 29,034,000 |
| Equity capital | 17,173,000 | 17,549,000 | 17,387,000 | 17,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,231,000 | 4,516,000 | 6,817,000 | 9,215,000 |
| Interest expense | 654,000 | 1,303,000 | 1,922,000 | 2,494,000 |
| Net interest income | 1,577,000 | 3,213,000 | 4,895,000 | 6,721,000 |
| Noninterest income | 213,000 | 434,000 | 665,000 | 1,131,000 |
| Noninterest expense | 1,228,000 | 2,520,000 | 3,888,000 | 5,603,000 |
| Provision for loan losses | 420,000 | 840,000 | 1,410,000 | 1,988,000 |
| Pretax income | 167,000 | 312,000 | 428,000 | 427,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 167,000 | 312,000 | 428,000 | 427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,086,000 | 17,235,000 | 17,356,000 | 17,342,000 |
| Total capital | 18,974,000 | 19,181,000 | 19,308,000 | 19,301,000 |
| Risk-weighted assets | 157,871,000 | 159,371,000 | 165,109,000 | 165,691,000 |