Call reports 2009
MAINSTREET COMMUNITY BANK OF FLORIDA — 2009
What MAINSTREET COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 161,012,000 | 167,373,000 | 170,961,000 | 171,880,000 |
| Total loans | 135,369,000 | 135,227,000 | 135,887,000 | 135,467,000 |
| Allowance for loan losses | 1,711,000 | 2,058,000 | 5,186,000 | 4,735,000 |
| Securities available for sale | 8,444,000 | 9,187,000 | 13,292,000 | 21,492,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,746,000 | 144,048,000 | 144,887,000 | 145,764,000 |
| Interest-bearing deposits | 119,145,000 | 120,387,000 | 121,243,000 | 121,376,000 |
| Noninterest-bearing deposits | 20,601,000 | 23,661,000 | 23,644,000 | 24,388,000 |
| Equity capital | 14,097,000 | 13,993,000 | 16,779,000 | 16,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,136,000 | 4,308,000 | 6,502,000 | 8,747,000 |
| Interest expense | 971,000 | 1,813,000 | 2,623,000 | 3,330,000 |
| Net interest income | 1,165,000 | 2,495,000 | 3,879,000 | 5,417,000 |
| Noninterest income | 227,000 | 516,000 | 751,000 | 874,000 |
| Noninterest expense | 1,171,000 | 2,510,000 | 3,873,000 | 5,054,000 |
| Provision for loan losses | 303,000 | 675,000 | 4,234,000 | 4,559,000 |
| Pretax income | -82,000 | -174,000 | -3,477,000 | -3,233,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -82,000 | -174,000 | -3,477,000 | -3,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,020,000 | 13,944,000 | 16,656,000 | 16,914,000 |
| Total capital | 15,731,000 | 15,929,000 | 18,589,000 | 18,819,000 |
| Risk-weighted assets | 157,139,000 | 158,793,000 | 157,572,000 | 158,038,000 |