Call reports 2003
MAINSTREET COMMUNITY BANK OF FLORIDA — 2003
What MAINSTREET COMMUNITY BANK OF FLORIDA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q4 |
|---|---|
| Total assets | 13,876,000 |
| Total loans | 1,979,000 |
| Allowance for loan losses | 50,000 |
| Securities available for sale | 4,004,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 7,055,000 |
| Interest-bearing deposits | 5,913,000 |
| Noninterest-bearing deposits | 1,142,000 |
| Equity capital | 6,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q4 |
|---|---|
| Interest income | 38,000 |
| Interest expense | 11,000 |
| Net interest income | 27,000 |
| Noninterest income | 3,000 |
| Noninterest expense | 972,000 |
| Provision for loan losses | 50,000 |
| Pretax income | -992,000 |
| Income tax | 0 |
| Net income | -992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q4 |
|---|---|
| Tier 1 capital | 6,664,000 |
| Total capital | 6,714,000 |
| Risk-weighted assets | 4,420,000 |