Call reports 2001
PEOPLES STATE BANK — 2001
What PEOPLES STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 395,679,000 | 404,342,000 | 393,720,000 | 394,994,000 |
| Total loans | 297,207,000 | 288,345,000 | 277,046,000 | 276,918,000 |
| Allowance for loan losses | 10,347,000 | 10,138,000 | 9,914,000 | 5,585,000 |
| Securities available for sale | 65,944,000 | 70,441,000 | 65,286,000 | 63,924,000 |
| Securities held to maturity | 0 | 0 | 3,775,000 | 3,775,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,705,000 | 355,716,000 | 343,464,000 | 344,202,000 |
| Interest-bearing deposits | 310,209,000 | 309,283,000 | 296,232,000 | 297,152,000 |
| Noninterest-bearing deposits | 40,496,000 | 46,433,000 | 47,232,000 | 47,050,000 |
| Equity capital | 36,867,000 | 40,373,000 | 41,470,000 | 42,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,909,000 | 15,407,000 | 22,601,000 | 29,345,000 |
| Interest expense | 3,499,000 | 6,695,000 | 9,385,000 | 11,592,000 |
| Net interest income | 4,410,000 | 8,712,000 | 13,216,000 | 17,753,000 |
| Noninterest income | 2,209,000 | 3,062,000 | 4,102,000 | 4,946,000 |
| Noninterest expense | 3,886,000 | 7,870,000 | 11,832,000 | 16,145,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,500,000 |
| Pretax income | 2,733,000 | 3,904,000 | 5,486,000 | 8,072,000 |
| Income tax | 848,000 | 1,186,000 | 1,604,000 | 2,252,000 |
| Net income | 1,885,000 | 2,718,000 | 3,882,000 | 5,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,040,000 | 35,527,000 | 36,295,000 | 37,331,000 |
| Total capital | 38,557,000 | 39,015,000 | 39,685,000 | 40,746,000 |
| Risk-weighted assets | 274,479,000 | 272,414,000 | 264,663,000 | 271,027,000 |