Call reports 2016
DAMARISCOTTA BANK & TRUST CO. — 2016
What DAMARISCOTTA BANK & TRUST CO. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 174,673,000 | 180,488,000 | 187,691,000 | 193,731,000 |
| Total loans | 115,549,000 | 117,226,000 | 119,035,000 | 120,792,000 |
| Allowance for loan losses | 1,030,000 | 1,051,000 | 1,027,000 | 1,050,000 |
| Securities available for sale | 1,995,000 | 998,000 | 3,545,000 | 5,496,000 |
| Securities held to maturity | 40,007,000 | 35,829,000 | 27,221,000 | 35,568,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,607,000 | 161,250,000 | 168,156,000 | 174,184,000 |
| Interest-bearing deposits | 141,946,000 | 145,164,000 | 151,864,000 | 151,016,000 |
| Noninterest-bearing deposits | 13,661,000 | 16,086,000 | 16,292,000 | 23,168,000 |
| Equity capital | 16,891,000 | 17,066,000 | 17,267,000 | 17,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,538,000 | 3,048,000 | 4,588,000 | 6,110,000 |
| Interest expense | 128,000 | 254,000 | 385,000 | 517,000 |
| Net interest income | 1,410,000 | 2,794,000 | 4,203,000 | 5,593,000 |
| Noninterest income | 167,000 | 363,000 | 561,000 | 741,000 |
| Noninterest expense | 1,343,000 | 2,635,000 | 3,929,000 | 5,224,000 |
| Provision for loan losses | 11,000 | 38,000 | 75,000 | 126,000 |
| Pretax income | 223,000 | 496,000 | 772,000 | 996,000 |
| Income tax | 76,000 | 169,000 | 263,000 | 339,000 |
| Net income | 147,000 | 327,000 | 509,000 | 657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,829,000 | 17,009,000 | 17,192,000 | 17,339,000 |
| Total capital | 17,959,000 | 18,154,000 | 18,332,000 | 18,495,000 |
| Risk-weighted assets | 111,982,000 | 112,022,000 | 111,028,000 | 112,926,000 |