Call reports 2015
DAMARISCOTTA BANK & TRUST CO. — 2015
What DAMARISCOTTA BANK & TRUST CO. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 175,157,000 | 179,113,000 | 177,402,000 | 179,382,000 |
| Total loans | 112,805,000 | 115,261,000 | 114,604,000 | 114,116,000 |
| Allowance for loan losses | 968,000 | 983,000 | 1,031,000 | 1,008,000 |
| Securities available for sale | 4,418,000 | 4,447,000 | 4,432,000 | 1,976,000 |
| Securities held to maturity | 45,123,000 | 44,514,000 | 42,421,000 | 44,814,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,214,000 | 148,018,000 | 155,194,000 | 160,058,000 |
| Interest-bearing deposits | 137,753,000 | 133,449,000 | 140,310,000 | 140,640,000 |
| Noninterest-bearing deposits | 11,461,000 | 14,569,000 | 14,884,000 | 19,418,000 |
| Equity capital | 16,704,000 | 16,896,000 | 17,042,000 | 17,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,473,000 | 3,031,000 | 4,565,000 | 6,095,000 |
| Interest expense | 151,000 | 294,000 | 429,000 | 555,000 |
| Net interest income | 1,322,000 | 2,737,000 | 4,136,000 | 5,540,000 |
| Noninterest income | 194,000 | 399,000 | 596,000 | 759,000 |
| Noninterest expense | 1,313,000 | 2,594,000 | 3,868,000 | 5,241,000 |
| Provision for loan losses | 17,000 | 73,000 | 142,000 | 159,000 |
| Pretax income | 186,000 | 469,000 | 722,000 | 939,000 |
| Income tax | 63,000 | 158,000 | 242,000 | 315,000 |
| Net income | 123,000 | 311,000 | 480,000 | 624,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,603,000 | 16,791,000 | 16,960,000 | 17,104,000 |
| Total capital | 17,693,000 | 17,892,000 | 18,088,000 | 18,218,000 |
| Risk-weighted assets | 111,830,000 | 113,657,000 | 112,814,000 | 112,119,000 |